Cook Islands tropical lagoon
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Cook Islands

The gold standard in asset protection. Cook Islands trusts are recognized worldwide as the strongest offshore trust structure, with unmatched creditor protection.

17K

Population

Avarua

Capital

English, Cook Islands Māori

Language

NZD (NZ Dollar)

Currency

GMT-10

Timezone

0%

Trust Income Tax

2 years

Fraudulent Transfer Window

Not enforced

Foreign Judgments

Trust & Corporate Structures

The Cook Islands offers the world’s most respected asset protection trust legislation, along with flexible corporate and foundation structures for international planning.

International Trust

USD 5,000–10,000 setup

Processing: 1–2 weeks

  • Gold standard for asset protection trusts
  • Foreign judgments not enforceable in Cook Islands
  • 2-year statute of limitations on fraudulent transfer claims
  • Settlor can retain significant control via trust protector

International Company

USD 2,000–3,500 setup

Processing: 3–5 days

  • No local taxes on income or capital gains
  • No public register of directors or shareholders
  • Can be used as trustee company for Cook Islands trust
  • Minimal annual compliance requirements

Foundation

USD 4,000–7,000 setup

Processing: 1–2 weeks

  • Hybrid structure combining trust and company features
  • Separate legal personality (can sue and be sued)
  • Ideal for succession planning and charity
  • No requirement for beneficiaries at time of establishment

Tax Overview

The Cook Islands imposes no taxes on international trusts, companies, or foundations — making it one of the most tax-efficient jurisdictions for offshore structuring.

0% tax on trust income from outside Cook Islands.

0% corporate tax on international companies.

No capital gains tax.

No withholding tax on distributions to foreign beneficiaries.

No estate or inheritance tax.

Cook Islands courts do not recognize foreign judgments against trusts.

Cook Islands tropical lagoon

Ready to set up in the Cook Islands?

Our trust specialists handle trust formation, trustee selection, and ongoing administration — we coordinate the entire process.

Book a Free Consultation